CVE-2026-27584 ActualBudget server is Missing Authentication for SimpleFIN and Pluggy AI bank sync endpoints

Critical 9.2 Published Updated

Unauthenticated attackers can read sensitive bank account balances and transaction history via SimpleFIN or Pluggy AI endpoints in ActualBudget Server.

Exploited in the wild
Not known
Login needed
Not needed
Attackable
Over the internet
Victim action needed
Not needed
Fix
Available

What is CVE-2026-27584?

CVE-2026-27584 is a critical missing authorization vulnerability in actualbudget actual, published on 24 Feb 2026. An attacker can exploit it over the internet without logging in, with no action from the victim.

Official description

Actual is a local-first personal finance tool. Prior to version 26.2.1, missing authentication middleware in the ActualBudget server component allows any unauthenticated user to query the SimpleFIN and Pluggy.ai integration endpoints and read sensitive bank account balance and transaction information. This vulnerability allows an unauthenticated attacker to read the bank account balance and transaction history of ActualBudget users. This vulnerability impacts all ActualBudget Server users with the SimpleFIN or Pluggy.ai integrations configured. The ActualBudget Server instance must be reachable over the network. Version 26.2.1 patches the issue.

Weakness: CWE-306

Which versions are affected by CVE-2026-27584?

2 open source packages ship an affected version, including @actual-app/sync-server. It affects 1 product.

PackageAffectedFixed in
@actual-app/sync-server npmAll versions26.2.1
@actual-app/sync-server npmAll versions26.2.1

Products include Actualbudget Actual.

How do I fix CVE-2026-27584?

Upgrade @actual-app/sync-server to 26.2.1 or later.

Upgrade, and check permissions on every request on the server, not only in the interface. More about Missing authorization.

Is CVE-2026-27584 being exploited?

It is not confirmed as exploited in the wild, but public exploit code for CVE-2026-27584 exists.

Sources

Also known as GHSA-m2cq-xjgm-f668.

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